The Savings Plan Guide: Automated & Stress-Free Investing

If you ask me for the absolute best and most relaxed method for beginners, it's this: the crypto savings plan. You automatically buy cryptocurrencies for a fixed amount at regular intervals. It's the perfect "set and forget" strategy.

Why is a Savings Plan so Brilliant? The Dollar-Cost-Average (DCA) Effect

With a savings plan, you utilize the so-called "Dollar-Cost-Average effect." It sounds complicated, but it's very simple:

  • You invest a fixed amount (e.g., €50) every month.
  • When the price is high, you automatically buy fewer shares for your €50.
  • When the price is low, you automatically buy more shares for the same €50.

Over time, this averages out, and you get a very good average price without ever trying to time the "perfect" moment to buy. You completely eliminate emotions (greed and fear)!

Interactive Savings Plan Calculator (Future Simulation)

Play with the sliders and see how your investment could develop based on conservative price assumptions if you start today. This chart is purely for motivational purposes and does not guarantee any profits.

Total Invested

Potential Value

Net Profit

How to Set Up Your Savings Plan on Binance ("Auto-Invest")

Binance makes setting up a savings plan incredibly easy. Here are the steps:

  1. 1Log in to Binance and go to the "Earn" section.
  2. 2Select the "Auto-Invest" option.
  3. 3Search for the cryptocurrency you want to save (e.g., Bitcoin).
  4. 4Set the amount (e.g., €50) and the interval (e.g., monthly, weekly).
  5. 5Confirm the plan. That's it! Binance will now automatically buy for you. You can manage and adjust the plan at any time.